How Skope works
Skope turns crypto into spending power on Base. Pay with USDC, or borrow USDC against crypto you'd rather keep, then generate a virtual Visa card in seconds. It's non-custodial: your funds move from your own wallet and Skope never holds them.
The steps
1. Fund with crypto
Pay with USDC on Base, or bring any token and swap in during funding.
2. Or borrow, don't sell
Lock crypto as collateral on Morpho, borrow USDC, and keep your upside.
3. Generate a card
A virtual Visa card is issued in seconds. Use it at most online merchants.
Borrow USDC against your crypto
Spend without selling. Live borrow rates on Base, updated continuously.
Borrow against cbBTC4.74% APYBorrow against WETH4.74% APYBorrow against cbETH4.82% APYBorrow against wstETH4.70% APY
Good to know
- The card is a Non-Reloadable U.S. prepaid Visa issued via Laso Finance; it works at most online merchants that accept Visa, though some decline prepaid cards.
- Borrowing is over-collateralized on Morpho and carries liquidation risk; rates are variable.
- Skope is non-custodial and never holds your funds. This is general information, not financial advice.