Borrow on Morpho

Spend without selling

Keep your crypto as collateral, borrow USDC against it on Morpho, and turn it into a virtual card, all in one flow. You stay non-custodial; borrowing is an on-chain transaction you sign and pay Base gas for.

Pick a crypto asset to lock as collateral on Morpho. You keep ownership; it's returned when you repay the loan.

Connect a wallet to see your Base assets.

How much you want on the card. We use any USDC you already hold first and only borrow the rest.

$
SkopeBase · Visa
•••• •••• •••• ••••
Expires
••/••
CVV
•••

Your loans & collateral

Read directly from Morpho on Base. To get your collateral back, repay the loan first (you need USDC in your wallet), then withdraw.

Borrow USDC against any supported asset

Live USDC borrow rates on Base. Pick an asset to see how much you can borrow and start without selling.